Friday, June 28, 2013

@54StJamesStreet Tenant of the Week: @HPC_HRservices

Our brand new £5.3mil centre at 54 St James Street is home to a number of fantastic local businesses, so we have decided to hi-light a different one each week.

This week our 'Tenant of the Week' is HPC (High Performance Consultancy) owned and managed by Victoria Brown.

HPC was founded in 2007 to provide Human Resource Solutions to business owners across the UK. The service provision is designed to be bespoke to each company, ensuring that the service meets their needs and their budget. High Performance Consultancy specialise in providing high quality and cost effective support on all levels. Their personable and professional approach means they act as an extension of your in house team as well as providing you with a wealth of knowledge and expertise.

HPC have also recently launched a brand new HR Administration software – oneHR. The easy to use, affordable HR management system allows you to streamline your HR processes and access all employee information, on the cloud, anytime from any device.
For more information on HPC and oneHR follow @HPC_HRservices and @oneHR_ on twitter, visit / or contact 0844 800 5932
For more information on our venue here at 54 St James Street, our meeting and conference rooms to hire in Liverpool, contact our team via or 0151 706 8100.

Choosing a Business Bank Account

For anyone setting up their own business, opening a business bank account is one of the first steps to take. Most businesses could not operate effectively without the services a bank account provides and a good working relationship with a bank's business manager can be extremely helpful.

One of the main purposes of having a business bank account is to keep personal finances separate from business finances, as it is crucial to have a clear audit trail of money coming in and out of the business so that book keeping and financial accounts, such as a Filing a Self-Assessment Tax Return are easy to compile.

Business accounts do typically have fees or transaction charges. Like all financial products, offers change all the time and it can be difficult to know which bank account is the best on the market, therefore it is recommended that you shop around for the best deal and take into account the following:

·        Use online comparison websites to compare the services, interest rates and charges of business accounts such as:


·        Give particular consideration to the different overdraft facilities offered if this is an important factor for your businesses.
·        Remember that while online access may be important to your business, online-only accounts may be unsuitable if you regularly deposit cash.

·        Be aware of the dates when introductory free banking offers are due to end so that you can budget for the charges that will ensue.

·        Consider changing accounts if you can get a better deal from another bank.
·        Consider using different banks for different services, for example when one offers a better current account and another offers a better reserve account.

Ideally you want a free business account to keep business expenditure low as possible - however sometimes ‘free’ can mean that other aspects of the service are not available. For example, face-to-face contact with a business banking manager maybe replaced by a telephone service. Therefore, you will need to consider, what aspects of the banking service are important to you and your business when making a decision of which bank account provider to go with.

Key things to look for when choosing a business bank account include:

·        Introductory offers. Does the bank offer free business banking for an introductory period?

·        Type of account. Will a current account suffice, or does the business need a savings account?

·        Means of access. Is online access or counter service required?

·        Services provided. Does the account provide ATM access and a debit card?

·        Minimum deposit. Is there a minimum deposit attached to opening an account, particularly for reserve accounts?

·        In-credit interest. How much interest does the account pay, and is it linked to the balance?

·        Standing charges. How much does the account cost per month or per quarter?

·        Transaction charges. Which transactions are chargeable and how often will your business use them?

·        Other charges. Is your business account likely to require non-standard activities such as making CHAPS payments?

·        Overdraft facility. Does the account offer this potentially valuable facility?

·        Support and advice. What type of business support is available and how can you access it?

As well as opening a business current account, it is also recommended that you open up a business savings account and have it running alongside your business current account, so that you can transfer a small percentage of money on a regular basis from your business current account into your savings account so that you are prepared for your tax bill.  

You can usually estimate what your tax bill is likely to be and the amount of money you will need to transfer into your savings account by your projected cash flow forecast and also attending the HMRC Tax and National Insurance workshop that The Women’s Organisation run on a monthly basis in order to understand the different taxation brackets.  

To find out about Tax and National Insurance or Book Keeping workshops running at The Women’s Organisation please contact 0151 706 8111 or email

Alternatively visit

Guest blog by enterprise enabler Francine Taylor

Friday, June 21, 2013

@54StJamesStreet Tenant of the Week: @HarvestlandUk

Our brand new £5.3mil centre at 54 St James Street is home to a number of fantastic local businesses, so we have decided to hi-light a different one each week.

This week our 'Tenant of the Week' is Harvestland UK owned and run by Jing Liu Deng

Harvestland UK are an Education training consultancy.  The organisation works with UK and Chinese Business Entrepreneurs and offers consultancy and training services around Chinese Business Global Branding /Chinese Business Growth/ Chinese Overseas Education Exhibitions and facilitates Student International Summer Camp.

For more information visit or contact 

For more information on our venue here at 54 St James Street, our meeting and conference rooms to hire in Liverpool, contact our team via or 0151 706 8100.

Friday, June 14, 2013

Barclays Business Forum - Ask the Experts 19th June

Barclays are hosting a customer forum to extend their support to the business community.
At: The B1 Business centre,
23 Goodlass Road,
L24 9HJ
On: Wednesday 19th June

The event will be an opportunity for the Business Community to basically tell Barclays 'Whats on their mind?' and have the panel answer as many questions as possible.  The aim of the event is for Barclays to understand how they can help their communities and the Local Economy in general, and for businesses to have their voices heard and questions answered.  

Those looking to attend should arrive at 8.30am for informal networking and breakfast refreshments. The Q&A with a panel of experts including Barclays, Accountancy and Legal experts, Lending, and International Trade experts will start around 9am, so arrive promptly to ensure you can get your questions across. There will be more time to network following the panel discussion until 11am.
If you would like to attend please drop an email to so Barclays have an idea of numbers for catering purposes.

@54StJamesStreet Tenant of the Week: @UrbanCalmUk

Our brand new £5.3mil centre at 54 St James Street is home to a number of fantastic local businesses, so we have decided to hi-light a different one each week.

This weeks tenant of the week is: Urban Calm owned and run by Nicola Byrne and Sharon Doyle.

Urban Calm is part of the Urban Beauty Group which runs three stores across Merseyside and Lancashire. The group also has a training arm that specialises in semi permanent eye lash extensions . Their brands Lash me ! and Lash Out Lashes are stocked in salons across the UK including Centre Parcs 

You can find out more about Urban Calm via their website, or contact for store information for training and wholesale enquires.

For more information on our venue here at 54 St James Street, our meeting and conference rooms to hire in Liverpool, contact our team via or 0151 706 8100.

Social Enterprise Network (@SENTogether) Conference Comes to @54StJamesStreet

Hopes remain high amongst many investors, policy makers and politicians that the world of social investment is going to support many of the UK's estimated 68,000 social enterprises to prosper. Yet the response from frontline social enterprises has been muted to say the least. This one day conference from Social Enterprise Network seeks to explore this divergence further and asks the question- 'Does Social Finance Understand Social Need?'

Taking place on Friday 21st June 2013
From 9.15am-3.45pm
At The Women's Organisation, 54 St. James Street, Liverpool, L1 0AB

'Capital with a Conscience? Does Social Finance Understand Social Need?' will bring social entrepreneurs, social investors, key public agencies and other interested parties together to discuss emergent themes within the social finance marketplace.

Featuring talks, debates, workshops, panel discussions and a 'marketplace' of investors the day is aimed at all levels of participant in the worlds of social enterprise and social finance, from seasoned social entrepreneurs, public sector leaders, social investors to complete newcomers to the social enterprise movement.

To book your ticket, go to:

Thursday, June 13, 2013

Starting 'Caz the Painter' Was Her Way to Make Her Mark in "A Man's World" - Knowsley's Caz's Story

“They let me know it was a man’s world” said 24 year old Prescot resident Caz Jackson of her experiences of working on building developments.

Having trained to level 2 in painting and decorating, Caz found even getting a chance to interview for available work was tricky. “I felt like because I was a woman it was hard to even get my foot in the door. When I would call up about the work they would hear a girl’s voice on the end of the phone and would laugh.”

Even when Caz was given a chance of work, she felt real discrimination from her male counterparts. She said:

“They would really put me down and criticise me, which had a real impact on my confidence. I was even paid less than the men on site. They couldn’t believe a woman was capable of doing hands on work. Looking back now I remember that in reality when I looked at my paint work it was obvious real care had been taken, and theirs the gloss was just everywhere.  I took more pride in the job and it showed.”

Caz was then given redundancy from the firm where she had watched her confidence diminish:

“When I was made redundant it was the best thing that could have happened.  It felt like a golden key out of there and I knew I could do this by myself, set up my own painting and decorating firm to offer the good service I knew I had given but had never been credited for.”

Caz returned to college to complete extra training to Level 3 which further developed her skills in wallpapering and additional specialist techniques such as using gold leaf, coving installation, spray painting, wood graining and stencilling. 

She knew she wanted to set up a small business, but just needed some help to get things off the ground.  It was then Caz found that she could receive free support and advice from local women’s enterprise support agency ‘The Women’s Organisation’, so joined their Accelerating Women's Enterprise programme which is part funded by European Regional Development Fund.

She reflected “I came to The Women’s Organisation, went on some of their business workshops and was given a business adviser to help me.  They taught me where to look and what to do in order to get my business going.  The guidance they gave, the confidence building and just generally pointing me in the right direction was fantastic.  Having dealt with the negative comments before I needed to rebuild my confidence, learn to get organised and take responsibility for myself, and I feel like I have achieved that.  Reading back over my business plan I sounded so superior! That in itself was a real confidence boost and I finally realised I wasn’t the person those negative people had made me out to be.”

But Caz hadn’t always dreamed of a life of decorating. “When I was younger I really wanted to be an actor! But when I did acting I found that I gravitated towards painting the sets, and so I think from there I just really fell into this trade which is one always in demand, which I feel was a lucky break.  I’d love to work on sets professionally now, and who knows, maybe that will be the next stage of my business down the line.”

Confidence is no longer an issue for Caz who is gaining more by the day as she watches her business grow.

“At first when I was doing jobs for people I’d be saying ‘ring me if there are any problems’ and I would find instead I was being rung by people who wanted more work doing. That was a great boost” said Caz.

‘Caz the Painter’ is your local female decorator.  Professional, friendly service at your doorstep. In her words – “Caz the Painter do exactly what it says on the tin!”

For the first time in her life Caz is finding being a woman is a real advantage.

“I think now I am working for myself I can see to my customers being a woman makes me more trust worthy in their eyes.  The idea of hiring me is more inviting because they know I will be house trained! It’s a great feeling. But the best thing about working for yourself is having that freedom to do what you want and when you want. To choose which work you want to take on. I look after my nan a lot, so I can manage jobs around popping in to see her.”

To find out more about the services Caz can offer you can stop by and ‘like’ her facebook page

And if like Caz you would like support to build your confidence and follow your dream of running your own business, why not get in touch with The Women’s Organisation today on 0151 706 8111 or email
Photograph by ST84Photogrpahy

Monday, June 10, 2013

Women in Business Advice Day @54StJamesStreet with Natwest @TonyMcGaw & @TheWomensOrg


Hosted by:
Maria Fraughan
Local Women in Business Champion &
Tony McGaw Business Specialist

If you are thinking of starting up in business or have an existing one, come and join us for an informal chat and a bite.

There will be an opportunity for you to meet like minded to individuals to network & local NatWest Business Managers at this FREE event.  The Women's Organisation will be on hand to let you know how to access our £200 grant for business start up.

We look forward to seeing you on the 26th June 2013 at Siren Cafe, The Women's Organisation, 54 St James Street Liverpool.       

The Women's Organisation Join RBS Starting Your Own Business Seminar

Starting your own business seminar

The RBS Business Banking team, Liverpool are hosting
a free, half-day seminar aimed at providing valuable
insight for new businesses.

Venue name:

Liverpool Marina
Coburg Wharf,
Sefton Street,
L3 4BP

Further Information
Members of the RBS Business Banking team from Liverpool will be joined
by key local business speakers including Nick Owen from Liverpool Vision,
Chris Walters from Merseyside Special Investment Fund (MSIF) and    
Ali McGrath from The Womens Organisation to give their insight into    
starting a business.
The event will provide a fantastic networking opportunity as well as a
chance to hear from local businesses about their experiences of getting started.
For more information and to register to attend this event please
RSVP via email to Sandra Smithson (email address below)
We look forward to seeing you there.
Sandra Smithson at


Students from @LivColl Sit Exams @54StJamesStreet

Exam fever hit 54 St James Street as our fourth floor conferencing suite and third floor Wilkinson suite were transformed to accomodate students from Liverpool Community College sitting important exams.

Around 70 students from Liverpool Community College sat exams in Spanish and Business Studies at the new £5.3mil centre in the Baltic Triangle area of Liverpool last week, and further students completed Sociology and Communication and Culture exams.  This week more students will be put to the test.

The organiser told us:

"The feedback from students was very positive about holding exams at your building, I think it also had a calming effect on them too!"

Apparently the students from the business studies exam said it was the "poshest" venue they had ever used.

We wish all the students the very best of luck for their exam results and hope our building continues to have a calming effect on those taking their exams here.

For enquiries about hiring our rooms for training, events, meetings and conferences please contact our team on 0151 706 8100 or

New 'Selling Online' Course 'From Ebay to Etsy'

The Women's Organisation announce the introduction of a new workshop 'Selling Online - From Ebay to Etsy'.  Looking  at everything you should consider if starting to sell online, this course is a must for women who have a hobby they could turn into an online business.

 ‘Selling Online’
From eBay to Etsy

 FREE half day workshop -
Suitable for all levels



Are you thinking of selling online?

Got a hobby that you may be able to turn into an online business?

Confused by the options, and don’t know where to start?

Want to know the legalities and logistics of trading online?


BOOK NOW for this informative event

FREE places offered to women based in Merseyside

First One On: 25th June 2013, 10am – 1pm

At: The Women’s Organisation,

54 St James Street, Liverpool, L1 0AB

Book now via 0151 706 8111 or

This event is part funded by ERDF